WE HAVE BUSINESS LOANS AND PERSONAL LOANS
UNSECURED BUSINESS LOANS - NO COLLATERAL REQUIRED ON LOAN AMOUNTS UP TO $750,000
SEE NEW GUIDELINES BELOW:
NO application fee, NO upfront cost and NO Broker’s fee.
The lender pays our fee if you decide to take the loan.
Upon loan approval, you’ll decide to accept the loan amount and terms by e-signing your loan documents or you can decline the offer.
We work with various lenders who supply:
• Working Capital Loans
• Unsecured Lines Of Credit
• Revolving Lines Of Credit
• Flex-Pay Loans
• Interest Only Loans
Here’s how to qualify:
1.
The business must be brick and mortar, such as a restaurant or hospitality business, hotel, motel, auto repair and service, medical, dental, or certain retail establishments (cannot be a home-based business)
2.
The business must be open and operating a minimum of 30 days
3.
The business must have minimum annual sales of $200,000 (minimum $17,000 per month)
4.
The business must have no more than 2 outstanding cash advance or short term loans
5.
The guarantor must have a personal FICO score of 551 or higher
Here are the highlights:
• Use the money for anything the business needs
• The loans are way better than a Merchant Cash Advance (our loans are not MCA loans)
• The Loan amounts are up to $1,000,000 per location
• Collateral is not required on amounts up to $750,000
• Flexible repayment terms up to 36 months or longer
• Interest-Only options are available for lowest payment
• Repayment is not tied to your credit card transactions
• No review of tax returns or financial statements required
• Early payoff options are available
How to apply:
• Fill out the MERCHANT LOAN APPLICATION form On Our Website www.
recapitalbizloans.
com - click APPLY NOW (save the application to your computer of smart phone and email it) Or Contact Me To Submit Your Application Over The Phone
• Submit 3 most recent business bank statements (each month must show $17,000 or more in revenue)
The process (5 steps to getting your loan funded):
1.
Submit your application and we’ll run a soft pull of your credit, which won’t affect your score
2.
You’ll receive your loan pre-approval for the amount you qualify for
3.
A loan consultant will contact you to go over your options, then you decide which loan is best for you
4.
You’ll receive full loan approval and e-sign your loan documents
5.
Your loan will be funded!
UNSECURED PERSONAL LINES OF CREDIT UP TO $150,000 (USE FOR ANY PURPOSE, INCLUDING BUSINESS USE)
NO application fee, NO upfront cost and NO Broker’s fee.
The lender pays our fee if you decide to take the loan.
Upon loan approval, you’ll decide to accept the loan amount and terms by e-signing your loan documents or you can decline the offer.
You’ll Pull Your Own Credit Report And Email It To Us.
We’ll issue you a link where you can pull the report for only $1.
We’ll send the report to the underwriter, who issues the pre-approvals on the same day or next day.
If you approve the loan and terms, you’ll receive funding In 5-7 business days.
Highlights:
• Qualify For Up To $150,000 In Unsecured Credit Line Funding With 0% APR for 18-24 Months, While Making Minimum Required Monthly Payments
• NO Income Or Revenue Requirements, NO Assets or Collateral
• The Capital Can Be Used For Any Purpose
• The Capital Can Be Used To Start A Business Or Expand A Business, Pay Down Any Business Debt Or Pay Down Or Pay Off Personal Debt Or Credit Cards
• You Are Not Required To Submit Bank Statements Or Tax Returns.
• You’ll Have The Ability To Liquidate Your Lines Of Credit And Put The Cash Directly Into Your Bank Account If You Need This Option (Not The Same As Cash Advance)
How To Qualify:
• CREDIT LINE APPROVALS ARE BASED ON CREDIT HISTORY ONLY
• CREDIT SCORE MUST BE 680+
• You Need Over One Year of Open Credit History
• You Need Great Payment History (No charge-offs, open collections or recent BK)
• Have No More Than 4 Hard Inquiries Within The Last 6 Months
• Your Credit Card Balance Should Be No More Than 30% Of Your Current Credit Limit (If You Owe More, You'll Need To Pay Down The Balance Yourself Before Applying Or We Have A Lender That Can Pay Down Your Balances Over 30%, And You Can Pay Them Back From The Credit Line You Are Approved For)
How To Apply:
• Go to www.
recapitalbizloans.
com to fill out the Personal Credit Line Application (save it and email) Or Contact Me To Submit Your Application Over The Phone
Call 9am - 7pm PT on any day.
If no answer, leave a message and I'll contact you.
Additional Disclosure: I am also a real estate broker and mortgage loan broker.
Contact me if you need help with real estate matters.
Thanks,
Cheryl Gollnick
RE Capital Loans
Business & Personal Loan Broker
Direct 951.
318.
6420
Whatsapp
